For those individuals who may be considering a move to Jackson, Barrow, or other rural counties we have great news for you! The Rural Development Housing Program has a mortgage product that can offer a 100% loan with no mortgage insurance.
There is a 2% funding fee for this loan that can be financed, so it is actually a 102% loan. Loan amount can be based off of appraised value rather than sales price, so any repairs can be financed on top of the sales price as well as any closing costs the seller is unwilling to pay. The buyer, however, can't get cash out at closing. There are geographic limitations as well as income limitations. The income limitation is based on the household income, not just the income used to qualify for the loan. Rates for this loan are in the mid-5s right now.
This is such a unique and wonderful program. Please don't hesitate to contact our team to learn more about this program and to get started with the homebuying process. Visit us on the web at www.AtlantaAtHome.com, call directly 678-268-3300, or email us at Info@TMARealEstate.com
The city of Duluth, Georgia is pleased to feature fun activities for the entire family this spring. Their events are geared at getting everybody out of the house and ready to celebrate the warm weather!
This spring season Duluth will feature the following activities:
April 19th-20th Barefoot in the Park Arts Festival, 10-6 Saturday and 12-5 Sunday
May 2nd- Smoke On The Mountain, 8:00pm
May 24th- Memorial Day Service, 6:00 pm
June 14th- Flicks On The Bricks featuring "The Bee Movie", Dusk
Be sure to check their website, www.DuluthGa.net or call 770-476-3434 for more information and locations.
Just moved to Georgia?
You must register your car within 30 days of residency. Bring with you the following information:
1. Car title, name and address of the lien holder, or copy of the lease agreement.
2. Current tag registration
3. Mileage reading of vehicle
4. Proof of insurance on the vehicle
5. Emissions certificate (if applicable)
There is an approx. fee of $20 for your tag. In January 2006, the state began charging sales tax on vehicles. Your tag office will provide the amount of sales tax on your vehicle.
By law, children must be five years old on or before September 1 to enter into kindergarten and six years old on or before September 1 to enter the first grade.
To enroll your child in either kindergarten or first grade, you will need to provide the child's social security number; a vision, hearing, and dental screening from a family practitioner or local health clinic; and immunization records on Georgia State Form 3231.
Are you new to the state of Georgia and don't know where to register to vote?
Georgia citizens at least 18 years of age can register to vote. You must register 30 days prior to an election to be eligible to vote.
Register at your local Voter Registration Office and most public libraries. You can also download your registration form from www.sos.state.ga.us.
In May, Atlantic Station will be home to one of the biggest classical monument erected in the U.S. since 1943. The 82 foot monument named The Millennium Gate, will feature a 12,000 square-foot museum and will be opening May 30, 2008. The museum will feature an inside look at Georgia's history starting with the American Indians.
Rodney Mims Cook, Jr., the creator of The Millennium Gate, designed it to resemble arches like the Arch of Titus in Rome and the St. Denis Arch in Paris. The current monument sits where an Atlanta steel mill once was.
If you are planning an upcoming trip to the beautiful Savannah, Georgia area be sure to include the North of Gaston Street Tour. This tour features eight walled gardens and the award winning Massie School Garden, one of the Garden Club's community projects.
All of the gardens of the tour are selected based upon their design, historical interest, and beauty. Each hostess will greet tour guests and point out specific flowers native to the area and any interesting historical facts.
The walking tour will be held April 18-19, 2008 from 10am- 5pm. Also join General James Oglethorpe for a Southern Tea with iced tea, cookies and sandwiches at the garden of the Harper Fowlkes House daily from 2-4 pm. Tickets can be purchased online or at specific locations in Savannah. Ticket costs are $30 per person or $25 per person for a group of 20 or more.
Recently Tonia was recognized as part of the NAMAR's Million Dollar Club for her outstanding 2007 production in the Atlanta Business Chronicle.The article outlines all of the Realtors who also achieved membership into the Million Dollar Club.
Click here to view the article.
All farmers and gardeners who offer agricultural products are invited to register to participate in Suwanee's Farmers Market.
The market well be open every Saturday starting May 3rd through October 11th at the Town Center Park in Suwanee (except September 20th). The hours of operation are 8 am to noon.
Participants must have grown or prepared their own goods and are required to register in advance to participate in the market. To obtain a copy of the application please visit www.Suwanee.com or call Amy Doherty, City of Suwanee events coordinator, at adoherty@suwanee.com 770-945-8996.
Alpharetta Arts Streetfest
April 10-20
Located at Milton Avenue in Historic Downtown Alpharetta
Join art enthusiast as you stroll through outdoor galleries filled with fine paintings, mixed media, photography, pottery, and jewelry as well as textile, glass, wood, metal, and paper art. Admission and parking are free to the public.
Do you have a moment to spare and want to help feed the world's hungry? Play this online free vocabulary game and for each word you define correctly FreeRice will donate 20 grains of rice to the United Nations World Food Program.
How does this site work? Advertisers pay for each ad that appears during the game and in turn help pay for the rice that you donate by correctly defining words. It's a fun game that can help you build a better vocabulary and help the world's largest food aid agency. In only 5 minutes I donated over 300 grains of rice.
Did you know that we are consuming our planet’s natural resources at a rate 20 percent faster than they can be substantiated? This year’s Earth Day is getting more attention due to our nation’s recent “green” movement.
Earth Day is fast approaching and our team wanted to share some ways that you can help our Mother Earth.
- Bring Your Own Bag. Grocery stores like Kroger, Publix, Trader Joes, Whole Foods, and Fresh Market all sell canvas reusable shopping bags. Can’t kick the plastic bags? Many grocery stores offer areas where you can recycle your paper and plastic shopping bags.
- Use non-disposable kitchen containers. Avoid the one-time use items such as paper plates and cups, plastic utensils, aluminum foil, and zip lock bags. Also make the switch from using paper towels to rags and even save some money!
- Save Water. Take shorter showers, turn off the water while brushing your teeth or washing your hands, switch your showerheads to those that use less water, and collect rainwater to water outdoor plants. Only run your dishwasher and washing machine when they are full.
- Choose natural or biodegradable cleaning products. Try Seventh Generation which produces a line of non-toxic cleaning products. www.seventhgeneration.com. Also you can use vinegar and baking soda to clean without all of the toxic chemicals.
- Save Paper. Try printing on both sides of the paper or using old scraps to write notes on or take messages.
- Turn Off Lights and Appliances. Did you know that the standby setting on your computer can use up to 60% of the energy that it consumes during regular use? Also unplug your cell phone chargers when they aren’t in use as they pull energy as well.
- Keep Your Tires Inflated. You will save rubber by getting more life out of your tires and save gas as well.
- Pump Your Gas In The Morning or Evening. By pumping your gas when it is cooler outside you will prevent some gas vapor from evaporating into the air. You will also get more gas for your money as it expands as it warms.
It's spring...and that means that it's time to celebrate with the Annual Atlanta Dogwood Festival. Come join the fun April 4th-6th.
The festival has moved to the Lenox Square forecourt from it's traditional location at Piedmont Park this year. Go green this year and take Marta or carpool with neighbors and friends.
This festival features a nationally renowned juried Fine Artist Market with paintings, pottery, photography, jewelry, sculpture, and more.
Don't miss the Kids Village, Community Corner, live music, and food. This is fun for the entire family...just remember that the four-legged members of the family need to stay home...no pets allowed.
To learn more about the festival, find directions and hours of operation, and learn about the artists visit the official website www.dogwood.org.
Wheatfields Reserve, Grayson - This GORGEOUS 4 bedroom home is Four sides brick on a Full Basement with Corian countertops, a two story foyer, trey ceilings in the Master Bedroom, a jetted tub in the master bathroom, spacious secondary bedrooms, a level and private backyard with views of the lake. This is an amazing value in this sought after subdivision!
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Hickory Ridge, Duluth - This home is a great investment! This 3 bedroom, 2 bathroom home is a foreclosure and being sold "as-is." This split level home is very spacious, has seperate living areas and a nice wooded lot. This home won't last long at this price! $95,000 - Great Investment!
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